Comprehensive Housing Rehab-Cedar Rapids

Website:

https://www.cedar-rapids.org/local_government/departments_a_-_f/community_development/housing_programs/comprehensive_housing_rehabilitation.php

Brochure attached.

Application and information can be found on website above or contact:

Leland Hoeger
Housing Rehabilitation Specialist
[phone]
[e-mail]

Program Overview

The City of Cedar Rapids Comprehensive Rehabilitation Program purpose is to assist low– to moderate– income households to:

• make needed repairs to their homes
• reduce lead-based paint hazards
• preserve the affordable housing stock

The Comprehensive Rehabilitation Program addresses:

• lead-based paint hazards
• code corrections
• safety issues
• nuisance notices
• elderly and handicapped access issues

Project costs are allowed up to $23,500 for non lead-based paint activities or 50% of the pre-rehab assessed property value, whichever is lower and a total project cap of $35,000.  Actual amount subject to inspection by Housing Rehabilitation staff.  

Program Availability

For each program year, 50 applications will be accepted on a first-come first-serve basis.

Property Eligibility

• Homes must be built prior to 1968
• Homes must be located within the five City of Cedar Rapids core CDBG neighborhoods which include Timecheck/St. Patrick’s, Riverside/Oakhill, Coe/Mt. Vernon, Cedar Lake/Daniel’s Park and Young’s Hill/Kingston.
• Homes located in the 100-year flood plain are not eligible
• The current assessed value of the land and structure must be less than $179,000
• The property must be owned and occupied by the applicant for at least 1 year prior to application
• There must be at least 10% equity in the home
• Property taxes must be current
• Housing payments must be current
• Homeowner’s insurance coverage must be current.
• Mobile homes are ineligible.
• Housing purchased on contract are not eligible.

 Income & Asset Eligibility

The maximum program income limit is 80% AMI, based on household size, shown below. Assets (checking, savings, etc.) may not exceed $50,000 in non-retirement funds.